B4B Payments Detailed Review

Introduction

B4B Payments B4B Payments is a proud member of the Banking Circle Group and a multi-award-winning financial services technology company offering Banking as a Service solution.

With over 18 years of payment expertise and recognition as a regulated EMI in the UK and EU, they are a principal member of Mastercard Europe and a partner of VISA Inc. in the USA. Their comprehensive solutions encompass BIN sponsorship, Payment accounts, FX and Card Issuing, reflecting our commitment to cutting-edge financial solutions.

Services Offered by B4B Payments

Robust APIs

B4B Payments' platform is powered by sophisticated and extensive JSON APIs that handle a wide range of tasks, such as card ordering, issuance, loading and unloading, statements, status changes, and support for both virtual and actual cards. They also accept bank payments using SEPA, Faster Payments, and SWIFT. Their real-time webhooks send forth notifications for card spend events, loads, status changes, card registration, and bank receipts and payments. B4B Payments offers JSON-format transaction and reconciliation files for easy import into accounting systems.

Card Issuing – Bin Sponsorship

Their BIN sponsorship enables businesses to offer payment cards under their own brand, improving service offerings and the customer experience. Card Issuance and Regulatory Compliance In Europe, B4B Payments issues cards under a Mastercard International Inc. license. In the United States, the B4B Payments Visa® prepaid card is issued by Metropolitan Commercial Bank. The global reach assures compliance with regional legislation and norms.

Card Issuing - White Label

B4B Payments specialises in providing full card issuance services, including both contactless physical and virtual cards. These cards are designed for corporate use and may be fully customised to match the company's identity. Furthermore, the white-label solutions and bin sponsorship services let businesses provide payment cards under their own brand, thereby improving their corporate identity and client involvement.

Payment Processing Solutions

The organisation offers robust solutions for both domestic and international payments. This solution is especially useful for organisations operating on a global scale because it allows for transactions in up to 25 different currencies. This functionality facilitates foreign transactions while also providing a cost-effective solution for managing global financial operations.

Corporate Solutions Offered by B4B Payments

B4B Payments provides a comprehensive suite of corporate payment and spending management systems that aim to improve control, supervision, and efficiency while lowering costs and time spent. Here are the main solutions offered:

• Global Payments and FX
• Expense Management
• Payroll and Payout
• Incentives and Rewards

Customised Solutions for Various Sectors

They prove their adaptability by providing specialised solutions for a variety of industries, including education, government, and charities. This approach demonstrates their awareness of varied market requirements and commitment to fulfilling each sector's distinct financial needs.

See how B4B has supported our clients. Check out B4B Payments' Clients Session Day at their London Office

B4B Payments Resources

Their website has a variety of resources that provide users with current information, insights, and learning materials regarding their services and the payment industry as a whole. The resources are divided into the following sections:

• Newsroom

• Case Studies

• Media Library

• Events

Conclusion

To summarise, B4B Payments stands out as a strong and dependable firm in the financial technology area. Their broad portfolio of services, which includes card issuance, payment processing, and specialised corporate solutions, meets a wide range of business demands. The company's dedication to the user experience is reflected in its numerous customer service choices, online tools, and secure communication techniques.

B4B Payments is a reliable and effective option for businesses looking for creative, secure, and adaptable financial services. Whether controlling corporate spending, optimising payroll, or facilitating global transactions, B4B Payments provides solutions that are not only regulatory compliant but also customised to the changing needs of modern enterprises.